Spread the cost of your new boiler with our finance options.
At Mike Spearing Heating Ltd, we know your boiler is at the heart of your home, and the cost of replacing it can sometimes come as a surprise, it’s not something that many of us save for –or something we want to spend our savings on!
That’s why Mike Spearing Heating Ltd can now offer the ability to spread the costs of your new boiler and installation over a repayment term that best suits you. As an introducer for TradeHelp Ltd we have joined forces with Worcester Bosch and Novuna Personal Finance to offer the below products. Finance is offered subject to status and credit checks.
Finance available only on Worcester Bosch boilers.
10 months 0% Interest Free Credit
Finance Example
Cash Price – £2,500
Deposit (optional) – £0
Total amount of credit – £2’500
Term – 10 months
10 monthly payments – £250.00
Fixed rate of Interest – 0%
Total amount payable – £2,500
Total charge for credit – £0
12 months 0% Interest Free Credit
Finance Example
Cash Price – £2,500
Deposit (optional) – £0
Total amount of credit – £2’500
Term – 12 months
12 monthly payments – £208.33
Fixed rate of Interest – 0%
Total amount payable – £2,500
Total charge for credit – £0
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24 months 0% Interest Free Credit
Finance Example
Cash Price – £2,500
Deposit (optional) – £0
Total amount of credit – £2’500
Term – 24 months
24 monthly payments – £104.16
Fixed rate of Interest – 0%
Total amount payable – £2,500
Total charge for credit – £0
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120 months representative example
10.9% APR interest bearing
Representative example – 10.9% APR
Cash Price – £2,500
Deposit (optional) – £0
Total amount of credit – £2’500
Term – 120 months
120 monthly payments – £33.58
APR representative – 10.9%
Fixed rate of Interest – 10.9%
Total amount payable – £4,029.69
Total charge for credit – £1,529.69
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60 months representative example
10.9% APR interest bearing
Representative example – 10.9% APR
Cash Price – £2,500
Deposit (optional) – £0
Total amount of credit – £2’500
Term – 60 months
60 monthly payments – £53.60
APR representative – 10.9%
Fixed rate of Interest – 10.9%
Total amount payable – £3,215.96
Total charge for credit – £715.96
Eligibility
Who we CAN work with
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- Minimum age of 18yrs
- UK Resident for more than 12 months
- Own personal bank account from which a Direct Debit can be taken
- Owner occupier
- Permanent employment, working minimum 16hrs per week
- Self employed
- Retired person
- On disability allowance
- Unemployed & ‘hour person’ (with consent of co-habiting working partner)
Who we CANNOT work with
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- Unemployed without a spouse/partner in full time employment
- Temporary positions/Agency workers
- Foster Carers without a spouse/partner who meets our minimum employment criteria
- Child-minders who do not have a registered Créche/Nursery
- Full time students (other than trainee nurses and doctors)
- Supply Teachers who do not have a permanent contract with a specific school, we would possibly require the school name and address